Honestly this isn't even that bad
BUT
The MC is a transmigrator who started his second life at age 5, in a modern world 99% similar to his old one and he is still a dead beat nobody until the cheat arrives. There are even the same or very similar companies and the same market crashes.
I am sorry, but why is the MC still so low, I mean, if you had the education of even just a high school student at age 5 why can't you achieve something with your life. There are literally hundreds of scholarships offered to young people with such potential, just choose a field and take one, it is not like you have to pay that money back if you fail later on.
Or invest your pocket change in krypto currency.
This novel has 4 major flaws:
1 It says the MC has transmigrated but does not take that into account except to steal stupid business ideas from the other world.
2 The MC has literally no character development from age 5 to start of this novel. It is like he has just appeared in that world instead of living there for years.
3 The MC is at most avarage IQ and very low EQ, even after 2 lifetimes. He is stagnant and not suitable for active management. Picking a random noob from the street would have been more interesting.
4 Everything about business and management is just hand waved away, if it doesn't serve the authors vision. This story is meant to be realistic but in truth is badly disguised wish fulfillment.
