Second son of Ji Jinyu, pragmatic and money-loving, works as accountant of Yixing Restaurant with remarkable business talent. He made Dou Shichang immensely wealthy through shady dealings. Chose to stay with his mother instead of seeking his official father in the capital. Has private savings of over 800 taels. His name Yingcai was noted as a misnomer - the character should have been wealth rather than talent.