Owner of Zhou Baifu Jewelry Store (also referred to as Zhou Liufu Jewelry Store). A major client of Nanxin Branch who handles substantial loans and deposits. He has a close relationship with Su Ming, who reportedly poached him from another bank. He has a distinct Fujian accent and offered to help Fang Qingye with a 1 million deposit, also saying he would handle Director Su's situation. He was preparing to invest in Fang Qingye's side due to rumors of his rising prominence.