Transmigrated into the Bankrupt Heiress

Wen Ya, an orphan who lived a modest life working part-time jobs and relying on scholarships, finds herself transported into the body of a supporting character in a novel she read late at night. The original character shares her name and is destined for tragedy: her father falls into a coma after a car accident, her mother dies from a heart condition, and her fiancé, Gu Chengze, abandons her for the heroine. The original Wen Ya eventually goes bankrupt and is forced into prostitution. Upon waking in a luxurious villa with a stunning appearance and a wealthy family background, Wen Ya initially considers ending her life to return to her own world but decides against it, realizing she cannot bring herself to die. Instead, she resolves to survive and alter her fate, determined to avoid the tragic ending prescribed by the novel.

Wen Ya quickly assesses the situation, learning that her father, Wen Qihua, is in a vegetative state and her mother, Lin Lin, is gravely ill. She discovers that the company, Wen Group, is under siege by greedy shareholders and executives who conspired with Gu Chengze’s family to seize control. Rather than following the original plot where the protagonist refuses to sell shares and loses everything, Wen Ya takes a pragmatic approach. She secures power of attorney from her mother and transfers 55% of the family shares to herself. Recognizing her own lack of business expertise, she reaches out to Ji Ming, the heir to the Ji family and Gu Chengze’s rival. Ji Ming is a mysterious, capable figure who was merely a background character in the novel, destined to die in a plane crash. Wen Ya proposes a business partnership, offering to sell her controlling stake in Wen Group to Ji Ming in exchange for his help in stabilizing the company and protecting her parents.

The negotiations are tense. Wen Ya plays the role of a vulnerable young woman overwhelmed by crisis, while Ji Ming remains skeptical but intrigued by her sudden change in demeanor. She successfully sells the majority of her shares to Ji Ming for 2.5 billion yuan, a decision that shocks her loyal butler, Uncle Li, who believes she is destroying her father’s life work. However, Wen Ya’s true plan is to use the funds to buy back shares from panicked small shareholders at a premium, consolidating her control to 81% while the stock price plummets due to leaked news of her father’s condition. She also hires a top-tier CEO, Huang Jingyang, to manage the company’s operations, removing herself from the day-to-day management once the crisis is averted.

Wen Ya’s actions disrupt the original plot significantly. When Gu Chengze arrives at the hospital, he finds her cold and distant, realizing too late that his neglect has pushed her away. He attempts to maintain the engagement for business reasons, but Wen Ya exposes his affair with the heroine, Xu Qingqing, using photos obtained by a detective agency. She threatens to release the evidence unless the engagement is canceled, but Gu Chengze counters by pointing out that a scandal would harm her mother’s health. Meanwhile, the corrupt executives and shareholders who plotted against the Wen family are arrested after Wen Ya presents irrefutable evidence of their embezzlement and collusion. She also confronts her greedy aunts and uncles, who had hoped to inherit the company, and has them arrested for harassment.

The climax of this arc involves the West City Project, a major development initiative that was the target of the conspiracy. Wen Ya announces that Wen Group will partner with Ji Ming’s family instead of Gu Chengze’s, a move that secures the project’s future and stabilizes the stock price. Gu Chengze is furious and feels betrayed, realizing that Wen Ya has outsmarted him and his family. Ji Ming, impressed by Wen Ya’s intelligence and decisiveness, begins to develop genuine feelings for her, asking her to consider a relationship. Wen Ya, however, remains focused on her goal of returning to her own world, though she grows more attached to her new family and the life she is building. The story ends with Wen Ya having successfully salvaged the company, protected her parents, and secured her independence, setting the stage for further complications as she navigates her new reality.