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Su Nuo transmigrates into the final chapter of a novel she herself authored, inhabiting the body of Su Nuo, the wealthy but gold-digging mistress of Jiang Jingye, the story's villainous protagonist. The original narrative ends with Jiang Jingye's total bankruptcy, massive debt, and abandonment by all allies, leading to his eventual downfall. Upon waking in his luxurious mansion, Su Nuo faces an immediate existential threat: the novel's ironclad rule dictates that anyone who betrays Jiang Jingye suffers a fate worse than death. Unlike the original owner, who would have fled with his assets, Su Nuo chooses to remain. She gathers her jewelry and meager personal savings, intending to help him settle his debts. Jiang Jingye, having orchestrated his own ruin to escape the relentless pressures of corporate life and family intrigue, views his bankruptcy as a liberation. He is indifferent to the two billion yuan in debt and plans to live as a driftless "deadbeat," finding amusement in the fickleness of human nature as former associates turn hostile.

The core conflict arises from the divergence between Su Nuo's knowledge of the plot and Jiang Jingye's nihilistic resignation. Su Nuo knows that Jiang Jingye is destined to recover his fortune and that she must survive by staying by his side. At the courthouse, she publicly promises creditors that he will repay every cent, a promise Jiang Jingye immediately contradicts, revealing his intent to default. Despite his coldness and suspicion that her loyalty is a ploy to help him rise so he can win back his true love, Xu Jiayi, Su Nuo insists on staying. She moves him from the mansion to a cramped, inexpensive rental in an urban village, managing their finances with meticulous care. She works tirelessly to reduce his debt burden, identifying fraudulent claims and negotiating with court officials, while Jiang Jingye watches her with growing confusion and a dormant sense of curiosity.

A significant turning point occurs when Jiang Jingye, initially planning to live off social assistance, decides to take a job as a security guard after seeing Su Nuo linger wistfully at a milk tea shop she could no longer afford. His decision is partly driven by a desire to provide for her, though he masks it with indifference. Simultaneously, Su Nuo finds employment at a milk tea shop founded by Xu Jiayi, the novel's female lead. This creates a tense triangular dynamic: Su Nuo is deeply admiring of the heroine she created, while Jiang Jingye is consumed by jealousy and insecurity regarding Xu Jiayi and his rival, Fu Sili. Jiang Jingye discovers that the milk tea brand is invested in by Fu Sili, deepening his resentment and causing him to avoid Su Nuo at work.

To supplement their income, Jiang Jingye discovers a talent for gaming and begins working as a professional game companion. His strategic mind, honed by years of corporate warfare, allows him to dominate matches, earning significant money in a single night. This success shifts the power dynamic in their relationship; he begins to contribute financially, buying breakfast and household items, while Su Nuo continues her grueling work shifts. The narrative explores their evolving domestic life in the small apartment, marked by awkward intimacy, shared meals, and unspoken emotional barriers. Jiang Jingye remains convinced that Su Nuo's affection is conditional and tied to his potential for wealth, while Su Nuo struggles with her growing feelings for the man she created, knowing he is emotionally unavailable due to his obsession with Xu Jiayi. The story follows their daily negotiations of poverty, pride, and the slow, uncertain thawing of Jiang Jingye's cynical exterior as he witnesses Su Nuo's genuine, selfless dedication.

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