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Chu Yan, a twenty-seven-year-old actor who spent his previous life struggling as an extra and supporting actor without resources or background, transmigrates into the body of a fictional character in a BL novel. In this new reality, he becomes Chu Yan, the fake young master of the wealthy Chu family. The original character was a malicious, jealous, and foolish supporting villain who had occupied the position of the Chu family heir for nineteen years, only to be displaced when the true young master, Chu Xiuyi, was discovered. The original Chu Yan was obsessed with Fu Hong'an, the heir to the even more powerful Fu family, and directed his hatred toward Chu Xiuyi, ultimately leading to his tragic demise. Upon waking, Chu Yan quickly accepts his situation, recognizing that the original character is on the verge of total ruin. When Chu Yi, the eldest brother, offers him ten million to leave the family and the entertainment industry quietly, Chu Yan eagerly accepts the money, deciding to retire and live a carefree life in his new body, which is free of the occupational ailments that plagued his previous life.

However, Chu Yan's plans are complicated by a series of misunderstandings and unexpected encounters. After the identity swap, the original Chu Yan had orchestrated a scheme at the Qingxin Club, a high-end male model establishment, intending to ruin Chu Xiuyi by having him drugged by a lecherous director. Instead, Chu Yan himself was drugged and spent a passionate night with a mysterious, handsome man. Upon waking, he discovers the man was a top-tier male model but had left only a hundred yuan tip, a sum he now deeply regrets. Driven by desire and a newfound willingness to indulge, Chu Yan returns to the club, spending a million on membership and hiring five male models. There, he encounters Fu Junheng, the mysterious and powerful third uncle of the Fu family, who is also the man from the previous night. Fu Junheng, having recently taken over the club to clean up drug-related crimes after saving his police officer friend, is amused and intrigued by Chu Yan's boldness and apparent misunderstanding of his status.

Fu Junheng pretends to be a struggling male model named Wang Xing, claiming he needs money urgently. Chu Yan, misinterpreting the situation and driven by lust, agrees to a three-month contract for nine million, effectively bankrupting himself after receiving the initial ten million. This debt is compounded when his agent informs him that his endorsements have been canceled and he owes a ten million breach of contract penalty to his agency, leaving him with a nine million shortfall that he covers by paying the first installment to Fu Junheng. The arrangement binds Chu Yan to Fu Junheng, who finds the young man's shameless pursuit of pleasure and financial naivety entertaining. Meanwhile, Fu Hong'an, Chu Yan's nominal fiancé, continues to despise him, blaming him for the incident at the club and demanding an apology to Chu Xiuyi, whom he protects fiercely. Chu Yan, however, refuses to submit to Fu Hong'an's abuse, engaging in sharp verbal exchanges that confuse and anger the domineering heir.

The core conflict shifts as Chu Yan navigates his new identity as a debt-ridden former fake young master while maintaining a secret romantic and financial entanglement with Fu Junheng. Chu Yan returns to the Chu family to face his brothers, Chu Shuo and Chu Xiuyi. Instead of the defensive and arrogant behavior expected of the original character, Chu Yan offers a sarcastic and self-deprecating apology to Chu Xiuyi, which leaves his accusers speechless and unsettled. This change in demeanor disrupts the original plot's trajectory, as the malicious support character no longer acts according to his established personality. Fu Junheng observes these interactions with growing interest, particularly enjoying Chu Yan's venomous retorts to Fu Hong'an. The story moves toward a complex dynamic where Chu Yan attempts to survive in the entertainment industry while managing his debt to Fu Junheng, who seems to be playing a long game of manipulation and affection, while the original protagonists, Fu Hong'an and Chu Xiuyi, remain unaware of the shifting tides around them.

As the narrative progresses, the relationship between Chu Yan and Fu Junheng deepens through a mix of transactional agreement and genuine attraction. Fu Junheng's true identity and power are gradually revealed to Chu Yan, complicating the "sugar daddy" pretense. Chu Yan's decision to embrace a life of indulgence rather than redemption sets him on a collision course with the original novel's romantic plot. His interactions with Fu Hong'an become increasingly hostile and independent, breaking the cycle of abuse and submission that defined the original character. The presence of Chu Xiuyi, the true young master, adds another layer of tension, as Chu Yan's new behavior prevents the expected humiliation and downfall. The story establishes a new equilibrium where Chu Yan, armed with future knowledge and a different personality, navigates the treacherous waters of wealthy family politics and entertainment industry scandals, all while under the watchful and possessive gaze of Fu Junheng, who is determined to keep his "expensive" new companion close.

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