Global depreciation! With billions in assets, I revitalized my entire family
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Summary

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Lin Xiaoyu awakens with a throbbing headache, finding herself back in her childhood home moments after her mother, Li Xiulan, is diagnosed with a serious stomach illness. In her previous life, Lin Xiaoyu had been powerless to save her mother due to financial ruin and family betrayal, eventually marrying a man named Yang Mingyu for a small bride price, only to be poisoned to death by him and his mother. Reborn at this critical juncture, she realizes she has returned to the past, armed with the knowledge of future tragedies and a desperate need to change her family's fate.

The immediate conflict arises when Lin Xiaoyu and her father, Lin Chenghai, beg her grandmother, Sun Guihua, and uncle, Lin Dongyang, for financial help. The grandmother, biased against her daughter-in-law for not bearing a son, and the uncle, who has been embezzling rent from the family's orchard for ten years, cruelly refuse to lend any money. They mock the family's poverty and dismiss their pleas. Lin Xiaoyu, remembering the abuse she suffered in her past life, including being pushed by her cousin until she hit her head, decides to fight back. She discovers that in this reborn timeline, the value of money has depreciated by a factor of ten thousand, meaning her bank account, which held millions in her previous life, now contains over eighty billion in this new currency, granting her immense wealth.

Using her new financial power and knowledge of her uncle's secrets, Lin Xiaoyu confronts her relatives. She reveals that her eldest cousin is involved in illegal activities, including drug use, which shocks the family and gives her leverage. She forces the sale of the orchard, which her uncle had wrongfully occupied, to recover the ten years of unpaid rent. With the money secured, she takes her mother to a top hospital in Linzhou City. However, securing an appointment with the renowned specialist Dr. Chen proves difficult due to high demand. She encounters a scalper who offers her a slot for a small fee, which she accepts to ensure her mother receives timely treatment.

While waiting for the appointment, Lin Xiaoyu indulges in shopping, purchasing multiple high-end electronics and a luxury Porsche Panamera, treating herself and her family to the comforts she was denied in her past life. At the car dealership, she faces harassment from a salesperson and a wealthy but fraudulent customer, Mrs. Zhou, who tries to claim the car she had already purchased. Lin Xiaoyu calmly handles the situation, exposing Mrs. Zhou's deceit and securing her vehicle. Her confidence and wealth draw attention, including from a high-ranking director at the Apple store who fires a rude salesperson after Lin Xiaoyu reports her for harassment.

Back at her parents' home, Lin Xiaoyu faces further intrusion from her grandmother and aunt, who arrive uninvited and demand food and money, claiming the family is hiding wealth. Lin Xiaoyu firmly rebuffs their greed, exposing their hypocrisy and refusing to let them exploit her parents. The confrontation escalates when her mother, stressed by the noise and her illness, collapses. Lin Xiaoyu, realizing the danger her family faces from these parasitic relatives, resolves to protect her mother and sisters from the tragedies that befell them in her previous life. She prepares to take her mother for treatment, determined to use her wealth and foresight to rewrite their destiny and punish those who wronged them.

Novel Items

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Poison
The poison used by Yang Mingyu and his mother to kill Lin Xiaoyu in her past life. It caused her death and filled her with regret and hatred.
Digital Payment Platform
A mobile payment platform used by Lin Xiaoyu to transfer 5 yuan to her uncle Lin Dongyang as mockery. The transfer notification sounded on Lin Dongyang's phone, shocking everyone.
Money
The smallest unit of currency in yuan, jiao, fen, li. Lin Dongyang shamelessly gave only 5 fen to Lin Chenghai as a loan for his wife's treatment, claiming it was all the money they had left.
Money
Money Li Yan gives Cao Yang when he leaves unhappily after their first meal together, handed with an exaggerated generous attitude.
Materials
The price Ye Wuyou was sold for by the Ye family to Ling Yu as his wife. Ling Yu had 100 yuan remaining from the payment, which Ling Zixiao suggested using to pay back family debts first.
Money
Lin Xiaoyu's monthly wage in this reborn timeline, which she found shocking. Her grandmother and aunt repeatedly insisted on this amount, and her father confirmed 5 yuan equals ten months of wages, suggesting her salary has shrunk dramatically compared to her past life.
Latest Release
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2026-08-11shanghai fantasy c20
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I need to talk about Lily because this girl is absolutely insufferable and I loved every second of watching her get destroyed. The thing that makes her such a good antagonist is that she's not some cartoonishly evil person—she's just painfully, realistically petty. She judges Lin Xiaoyu purely on appearance, assumes she's poor, and then when proven wrong, her jealousy completely overrides any shred of professionalism. The author really nails her character through specific moments. Like when she tries to swoop in and "help" Lin Xiaoyu right after getting fired-adjacent—that fake smile, the eagerness to steal the commission? That's the moment you know she's truly irredeemable. She's not just rude, she's opportunistic. And then Director Gao is this interesting contrast. He's clearly a high-ranking person who could have just ignored everything, but he steps in decisively. His line "How did you even become a sales assistant? Didn't your manager train you before you started?" shows he's not just about power—he actually has standards. Lin Xiaoyu herself is fascinating too. In her previous life she was apparently poor enough that a 1.888 yuan phone was out of reach, and now she's buying three phones and three laptops and planning to get a Porsche. The rebirth element gives her this cold, almost detached confidence. She doesn't gloat. She doesn't even really engage with Lily after the slap. She just moves on to her next task. That's the kind of character who's survived by being smart, not by being loud.
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"That's the crown jewel of the development, worth 3,800 yuan. Can you even afford it?" — I literally groaned out loud when I read this. The author has this incredible gift for making every character's dialogue feel distinct, and Gu Yan is a masterclass in it. Right from her first line, you know exactly who she is: entitled, performative, and deeply insecure. And Chen Jingfeng? His dialogue is this perfect blend of cold dismissal and calculated charm. He says to Gu Yan, 'Are you still interested in seeing the villa or not? If not, I'm leaving. I have plans with Young Master Jiang—I don't have time to stand here and watch you act crazy.' That's not just dialogue, that's a power move wrapped in a sentence. But the real standout is Lin Xiaoyu's voice. She doesn't say much, but when she does, it cuts: 'Do you live by the sea? Is that why you're so concerned about everything?' Classic. The sales associate's dialogue is functional but not boring—he's giving us exposition about the villa designer Mr. Li Yu while also subtly establishing Galaxy Bay's exclusivity. And Zhou Hongmao's brief appearance has that quiet, professional warmth that makes him feel like a genuinely good person in a world full of sharks. The dialogue in this section never feels like the author is using characters as mouthpieces. Everyone speaks like themselves.
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I need to talk about Lin Xiaoyu's relationship with her mother because it's hitting me hard already. In her past life, this woman worked three jobs, pinched every penny, and died without getting the treatment she needed—all while her own mother-in-law called her a worthless girl for not bearing a son. And Lin Xiaoyu? She spent her whole adult life being betrayed by the person she trusted most (her husband Yang Mingyu, who literally poisoned her). So of course the first thing she does when she wakes up reborn is throw herself into saving her mom. That priority shift is everything. The scene where her father pleads with the grandmother is gut-wrenching: "Your wife only gave birth to three worthless girls, not a single son." This is the kind of line that makes you furious on behalf of characters who haven't even done anything wrong yet. And Lin Xiaoyu's reaction—standing up and saying "My mother's illness must be treated! I'll find a way to get the money!"—gave me chills. She's not just reborn for revenge; she's reborn because there's someone she still loves and wants to protect. "I'll find a way to get the money." Two million—or wait, 200 yuan—she doesn't know which yet, but she's committed either way. That's the kind of daughter I want to root for.
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Okay so let me just say—this opening hook is genuinely good. The protagonist gets poisoned to death by her own husband and mother-in-law, then wakes up reborn in her younger body right at the moment her mother's illness first surfaces. That's a solid inciting incident right there. But what really sold me is the twist about the money. In her past life, she thought her mother needed 2 million for surgery, but turns out it was only 200 yuan. That gap between what she remembered and what actually happened? Chef's kiss. It immediately makes you question everything she thought she knew. "Your mother's surgery only costs 200 yuan, not 2 million!" Her father says this like it's the most normal thing in the world, and I love that the author uses this reveal to do double duty—both as a plot twist and as a character moment showing how the family's desperation warped her perception. The structure is tight. We get the rebirth, the confrontation with the grandmother, the reveal about the wage being 50 cents (which I'm still trying to process), and then the land dispute escalation—all in the first few chapters. The pacing doesn't drag. Every scene pushes the conflict forward. I also appreciate that the author isn't just giving the protagonist a generic cheat code; she's using her memories strategically, like when she reveals she knows about the uncle's hidden assets. That's smart plotting.
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Okay, let me just say this about Chen Jingfeng because I am actually furious right now—this guy is a walking red flag with a trust fund. The author did something really clever here by showing us his inner monologue after Lin Xiaoyu twists Gu Yan's wrist. We get to see exactly what he's thinking: 'With just a glance, he could instantly pick up on numerous details... her waist as slender as a willow, perfectly proportioned with her curvaceous hips, like a meticulously crafted work of art.' That's not attraction, that's a man already cataloging a human being like a product on a shelf. And the worst part? He's been with Gu Yan for a year and is already looking to replace her. Meanwhile, he's completely blind to the fact that Gu Yan is using him too—she's 'digging her nails deeply into her palms' just to suppress her rage because she needs that villa to avoid 'enduring the hardships of her past life.' Both of them are using each other, and now Chen Jingfeng wants to add Lin Xiaoyu to his collection. The power dynamics in this chapter are absolutely delicious. Lin Xiaoyu, who just handled a hospital confrontation with grace and then casually drops 0.888 yuan on a hotel suite like it's nothing, walks into a showroom and immediately becomes someone's target. I'm genuinely excited to see how she handles him.
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I keep coming back to the villa in this chapter and what it represents for different characters. For Lin Xiaoyu, it's practical—her parents always wanted a house, and now she can buy one without blinking. The fact that a presidential suite costs less than one yuan and she doesn't even flinch is the author's way of showing how far her circumstances have changed. But for Gu Yan, the villa is a trophy, proof that she 'won' Chen Jingfeng after a year of relationship labor. For Chen Jingfeng, it's a bargaining chip he refuses to spend—'there was no way he was going to shell out that much for a woman he was already growing tired of.' The Galaxy Bay development itself is almost a character. It's described as 'Lingzhou's top-tier villa district,' exclusive, sought-after. And yet Gu Yan wanders in like she belongs there, linking arms with a man who isn't going to buy her anything. The irony is thick. There's also this recurring theme of medical forms and paperwork that I think is worth noting—Director Chen literally steps on examination forms, treats patients' health documents as disposable, and uses them as tools for manipulation. Meanwhile, Lin Xiaoyu treats the same system with quiet authority, paying extra to expedite her mother's results. Paperwork as power. The villa as power. Medical authority as power. These are all the same story, just told in different rooms.
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