After Swindling Billions in Loan Fraud, I Was Reborn in the Chaotic 1970s

Su Jinxiu was a self-made business magnate who built Jinxiu Trading Group from nothing into a multi-million yuan enterprise. At sixty-six, she faced a catastrophic convergence of personal and professional ruin. Her husband, Zhao Mingyuan, had conspired with her supposed best friend, Liu Wanqing, to forge documents and illegally transfer ownership of the company. Simultaneously, her two adult children, Zhao Shiyu and Zhao Zixuan, sided with Liu Wanqing, rejecting Su Jinxiu as a mere money-making machine and embracing their stepmother. Compounding this betrayal, Su Jinxiu received a diagnosis of terminal liver cancer. Standing on the rooftop of her former headquarters, holding the diagnosis, she contemplated suicide after a lifetime of suffering.

Just as she prepared to leap, a mechanical voice activated a Super Storage System within her mind. The system informed her that she would be reborn in the year 1970 in ten days, granting her an unlimited dimensional storage space where time was frozen. Realizing she had been given a second chance, Su Jinxiu tore up her diagnosis and resolved to exact revenge before her departure. With only eighteen thousand yuan remaining in her bank account, she spent the next nine days in internet cafés, systematically exploiting online lending platforms. Using the identities of her husband and children, she accumulated over eighteen million yuan in loans that would become irrecoverable debts after she vanished.

Her revenge extended beyond financial ruin. She infiltrated her daughter Zhao Shiyu’s apartment, drained her savings, and took out additional loans in her name. She then visited her son Zhao Zixuan’s squalid home, emptied his accounts, and similarly burdened him with debt. The most significant operation involved her husband and Liu Wanqing. Su Jinxiu cooked a final meal for Zhao Mingyuan, lacing his food with sleeping pills. While he was unconscious, she transferred over twenty-three million yuan from his accounts to her own and took out further loans. She then proceeded to Liu Wanqing’s luxury apartment, stealing nearly fourteen million yuan and stripping the residence of all furniture, appliances, and luxury goods using her storage ability.

With her revenge set in motion, Su Jinxiu shifted her focus to preparing for her new life in 1970. She purchased massive quantities of essential supplies, including medical equipment, antibiotics, agricultural seeds, farming machinery, generators, clothing, and food staples. She rented a warehouse to store these goods before transferring them into her dimensional space. She also raided the inventory of her former company, Jinxiu Trading Group, emptying twelve retail stores and the central warehouse of all merchandise, leaving Liu Wanqing with a hollow shell of a business. By the time her ten days ended, Su Jinxiu had stripped her betrayers of their wealth, their assets, and their livelihoods, while amassing a vast stockpile of modern civilization’s goods for her rebirth.

As the deadline approached, Su Jinxiu reflected on her past regrets, particularly her missed connection with Gu Zhiheng, a kind man from her youth in 1970 whom she had been forced to marry away from due to her family’s greed. She vowed to cherish him this time around. On the final day, she returned to her husband’s empty apartment one last time, taking their faded wedding photograph before disappearing. The narrative concludes with Su Jinxiu poised on the threshold of her new existence, armed with wealth, resources, and a cold, calculated determination to rewrite her fate, leaving her enemies to face the consequences of their greed in the present while she prepares to build a new life in the past.